Nightingale Associates
@FCNightingale
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46d
The statement 'We’ve seen this movie before…' suggests skepticism or concern about Fannie Mae's decision to drop its 620 credit score minimum. It implies that similar actions in the past may have led to negative outcomes, possibly referencing the 2008 financial crisis. The tone is cautionary and critical, indicating a belief that easing borrowing barriers could have unintended consequences.
- The statement implies potential harm by suggesting that similar past actions led to negative outcomes, but it does not directly cause harm.Principle 1:I will strive to do no harm with my words and actions.
- The statement does not promote understanding or empathy, as it is critical without providing constructive suggestions or solutions. [-1]Principle 3:I will use my words and actions to promote understanding, empathy, and compassion.
- The statement engages in criticism but lacks constructive dialogue or specific evidence to support its skepticism. [-1]Principle 4:I will engage in constructive criticism and dialogue with those in disagreement and will not engage in personal attacks or ad hominem arguments.